Funding Resources

The Center for Energy and Environment offers: The Home Improvement Loan program is a statewide program that was established to encourage and support the preservation of existing housing.  The program provides loans to improve the basic livability and/or energy efficiency of the borrower’s home.  The guidelines below are subject to change at any time without notice.  Loan funds are subject to availability.

Minnesota Housing works with local lenders to provide affordable home improvement loans, which includes loans for accessibility modifications. The Fix Up loan offers options for secured and unsecured loans

The HousingResource Centers offer low cost financing to fix up your home, rental property or business. As a community lender we offer a wide range of programs, a friendly and professional staff and technical assistance to support you throughout the lending and construction process. Down payment assistance for home buyers is also available in many Twin Cities communities.

Habitat for Humanity
We’re best known for our Homeownership program where volunteers build and rehab simple, quality homes in partnership with low-income families and the community. We sell the homes with affordable, zero percent interest mortgages, making a 30-year commitment to each new homeowner and to the community in which they live.

We also preserve homeownership by helping low-income homeowners repair and maintain their homes through our A Brush with Kindness program and by assisting families living in the City of Minneapolis who are facing foreclosure or who have fallen behind in their mortgage payments through our Mortgage Foreclosure Prevention program.

Rebuilding Together
The mission of Rebuilding Together Twin Cities is to bring volunteers and communities together to improve the homes and lives of low-income homeowners. We provide critical home repairs for homeowners in need, particularly older adults, individuals living with disabilities, families with children, and active and retired members of the armed services.  This service ensures that these homeowners live independently in safe and healthy homes.

Through the Safe at Home program, Rebuilding Together Twin Cities provides home safety and accessibility modifications for low-income homeowners who are older adults, living with a disability or caring for a loved-one with a disability.

MS Society The National MS Society’s Financial Assistance Program offers guidance, leverage and resources to help contain the financial impact of MS.